How it works
10 second instant check
Check if you're eligible by answering a few questions. You'll get an instant result.
Easy online application
If you're eligible, you can complete our online application in under 10 minutes.
Decision in less than 60 minutes
We'll email you in less than 60 minutes with a decision. We'll even pay your doctor directly so you don't have to worry.
All applications for credit are subject to MediPay’s credit assessment criteria.
Terms, conditions, fees and charges apply.
For MediPay Payment Plan
For the purposes of this calculator, the interest rate used is 11.99% p.a. (comparison rate*: 13.51% p.a.) and is subject to change.
The interest rate applicable to your payment plan will depend on MediPay’s lending assessment of your application and starts from 11.99% p.a. (comparison rate*: 13.51% p.a.) and is subject to change.
This means the interest rate you're offered may differ from the interest rate shown and will depend on your personal circumstances. Because of this the final interest rate can only be determined once you submit an application.
*The comparison rate is based on a $30,000 unsecured loan for a five year term.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Decision in 60 minute or less means: Conditional approval subject to suitability and receiving all required information. During normal NSW business hours. Final approval subject to MediPay's lending criteria and supplying satisfactory supporting documents.
For MediPay Payment Plan
The repayment amount shown on this calculator includes the loan approval fee, interest and the monthly administration fee of $10.
The loan approval fee is a one off fee and is based on the loan amount approved and is determined as follows: $140 for loan amounts under $3,000; $295 for loan amounts from $3,000 to $4,999; $395 for loan amounts from $5,000 to $9,999; $495 for loan amounts from $10,000 to $14,999 and $595 for loan amounts of $15,000 and over. The loan approval fee is added to your loan amount so that you do not have to pay this upfront.
For more important information about the interest rates and repayment amounts shown in this calculator, see the ‘Important Information’ section above.
We offer payment plans for a range of dental procedures. Some of the more common ones are shown below. If your procedure isn’t listed below, don’t worry – just apply and let us know what you require.
Wisdom teeth extraction
18 years or more An Australian citizen or Permanent Resident Earning over $25,000 or more per year and work Full or Part Time or Self Employed? Have a current Driver’s Licence or Medicare Card?
You can borrow any amount from $2,001 to $30,000.
You can select to make repayments fortnightly or monthly by direct debit.
You’re only a few minutes away from applying for your payment plan. Check your eligiblity, then apply online to get pre-approved.
You can then use the available funds any time in the next three months.
© Medipay Financial Services Pty Limited (ACN 602 847 987) as the trustee for the Medipay Unit Trust, in its capacity as an authorised credit representative of Medipay Holdings Pty Limited (ACN 604 221 276) (Australian Credit Licence Number 474336) | Number 53 Cross Street Double Bay NSW 2028. Call 1800 810 950 with any questions or visit medipay.com.au for more information.
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