All applications for credit are subject to MediPay’s credit assessment criteria. Terms, conditions, fees and charges apply.

Comparison Rate

For MediPay Payment Plan
For the purposes of this calculator, the interest rate used is 11.99% p.a. (comparison rate*: 13.51% p.a.) and is subject to change.

The interest rate applicable to your payment plan will depend on MediPay’s lending assessment of your application and starts from 11.99% p.a. (comparison rate*: 13.51% p.a.) and is subject to change.
This means the interest rate you're offered may differ from the interest rate shown and will depend on your personal circumstances. Because of this the final interest rate can only be determined once you submit an application.

*The comparison rate is based on a $30,000 unsecured loan for a five year term.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Decision in 60 minute or less means: Conditional approval subject to suitability and receiving all required information. During normal NSW business hours. Final approval subject to MediPay's lending criteria and supplying satisfactory supporting documents.

For MediPay Payment Plan
The repayment amount shown on this calculator includes the loan approval fee, interest and the monthly administration fee of $10.

The loan approval fee is a one off fee and is based on the loan amount approved and is determined as follows: $140 for loan amounts under $3,000; $295 for loan amounts from $3,000 to $4,999; $395 for loan amounts from $5,000 to $9,999; $495 for loan amounts from $10,000 to $14,999 and $595 for loan amounts of $15,000 and over. The loan approval fee is added to your loan amount so that you do not have to pay this upfront.

For more important information about the interest rates and repayment amounts shown in this calculator, see the ‘Important Information’ section above.