MediPay

Easy Payment Plans

EASY PAYMENT PLANS FOR YOUR MEDICAL, DENTAL & COSMETIC NEEDS

Transparent pricing, decision in 60 minutes^
In less than 10 seconds

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In recognition of International Women’s Day (IWD) on 8 March, we’ve compiled excellent resources from across the web providing useful information on how you or the girls and women in your life can better look after their health and wellbeing.   While we could have shared our own suggestions as to how women in particular […]

You only get two chances in life when it comes to your adult teeth. The first is the set you were born with (free!). The second, and last, chance is dental implants, which can be costly but offer significant, permanent, improvements to your quality of life. Dental implants can improve your comfort and mouth function […]

We’ve previously discussed the pros and cons of self-insurance compared to private health insurance and Medicare. It’s also important to know what is and is not covered by private health insurance nor Medicare generally, to be able to make an informed decision on the level of private health insurance cover you may need and to […]

There are many benefits to actively taking steps to look after yourself now, rather than sometime in the future. Making sure you’re physically, mentally and emotionally healthy is not only important for your personal wellness in the near term, but can also help prevent future health issues. We’ve collated five ways you can take control […]

As Aussies, we’re all aware Medicare and private health insurance are the two key ways to pay for our healthcare. Self-insurance is far less commonly discussed in the healthcare space. What is it and why should you care about it?    Today we’re going to shed some light on this third option to look after […]

Looking for an easy payment plan for your pet’s vet bills? We’ve got you covered. Read more here
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How It works

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Step 1

10 second instant check

Check if you're eligible by answering a few questions. You'll get an instant result.
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Step 2

Easy Online Application

If you're eligible, you can complete our online application in under 5 minutes.
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Step 3

Decisions in less than 60 minutes^

We'll email you in less than 60 minutes with a decision. We'll even pay your doctor directly so you don't have to worry.

You can find out if you're eligible right now by answering five easy questions.

SEE IF YOU’RE ELIGIBLE
"For my son's knee procedure, it was just so easy, I didn't have to worry about anything..."
Watch Virginia’s story

Why choose us?

No hidden fees or charges

We’re 100% transparent and upfront about our fees and charges. No hidden charges added later.

We pay your doctor directly

Once you’re approved for your plan, we pay your doctor directly and securely within 48 hours. You just have to tell us when.

No documents to attach

Our online application is super-easy and fast – with no documents to upload or certify.

We’re serious about your privacy

We use secure systems and practices to ensure your information is safe.

We use plain English

We don't hide behind complicated jargon that no one understands. Our terms and disclaimers are all written in plain English.

We're here to help

You can ask us a question via instant live chat, phone or email. We'll answer any questions you have.

Repayment calculator

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Period Payment Interest Balance

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Monthly Repayment

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Fortnightly Repayment

Repayable over 48 months with no penalties for early repayment Please see important information below.
IMPORTANT INFORMATION

All applications for credit are subject to MediPay’s credit assessment criteria. Terms, conditions, fees and charges apply.

Comparison Rate

For MediPay Payment Plan
For the purposes of this calculator, the interest rate used is 21.95% p.a. (comparison rate*: 24.21% p.a.) and is subject to change.

*The comparison rate is based on a $30,000 unsecured loan for a four year term.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Decision in 60 minute or less means: Conditional approval subject to suitability and receiving all required information. During normal NSW business hours. Final approval subject to MediPay's lending criteria and supplying satisfactory supporting documents.

INCLUDES FEES & CHARGES
 

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by MediPay. It does not take into account your personal or financial circumstances. To apply for a MediPay Payment Plan you must complete an application. All applications are subject to MediPay’s credit assessment criteria. Terms, conditions, fees and charges apply. MediPay will not store the information provided in this calculator. For more important information about the interest rates and repayment amounts shown in this calculator, see the ‘Important Information’ section above.

^Decision in 60 minute or less means: Conditional approval subject to suitability and receiving all required information. During normal NSW business hours. Final approval subject to MediPay's lending criteria and supplying satisfactory supporting documents.



Find out if you’re eligible in 10 seconds

We'll show you the outcome instantly and email it to you. Just answer these questions.
By submitting, I consent to MediPay collecting, storing and using my email address to contact me about my eligibility and in accordance with our Privacy Policy. Subject to suitability. T&Cs apply.

Help yourself

Answers to the most commonly asked questions

Call us on 1800 810 950

We'd love to answer your questions
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MediPay acknowledges that we are on the land of the Gadigal and Birrabirragal people, the traditional custodians of the land. We pay our respects to Elders past, present and emerging.

© MediPay Holdings Pty Ltd ACN 604 221 276 Australian Credit Licence Number 474336 and MediPay Financial Services Pty Ltd ACN 602 847 987
Suite 504, 478 George Street, Sydney NSW 2000

Important information

​All surgery carries risk, and the patient must carefully research their practitioner, the procedure, and the suitability for them, and consider the risks and any complication that may arise. Surgery is a serious matter and any risks and long-term effects should be considered carefully. MediPay does not approve, endorse or warrant the quality or qualifications of any medical or veterinary services provider and is not associated with any practice or practitioner.